IN THE HIGH COURT OF DELHI AT NEW DELHI 
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   ITA 471/2014  
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 COMMISSIONER OF INCOME TAX VI 
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 ..... Appellant 
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 Through: Mr.Rohit Madan, Standing Counsel 
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 versus 
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 CLIMATE SYSTEM PVT.LTD. 
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 ..... Respondent 
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 Through: 
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 CORAM: 
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 HON'BLE MR. JUSTICE SANJIV KHANNA 
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 HON'BLE MR. JUSTICE V. KAMESWAR RAO 
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 O R D E R 
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    22.08.2014 
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 This appeal by the revenue relates to the Assessment Year 2003-04 
 raises a singular issue, whether Rs. 49,98,072/- debited  in the Profit 
 and Loss Account were covered by Section 43A of Income Tax Act, 1961 
 (‘Act, in short) and/or was otherwise expenditure of capital nature.  The 
 respondent assessee had issued 15% Unsecured Redeemable Non-convertible 
 Debentures carrying interest @15% per annum. In order to repay the 
 debentures, the respondent-assessee borrowed the money. The loan was 
 taken against Foreign Currency Non Resident Loan Account [FCNR(B) Loan]. 
 The advantage/benefit was that the loan was availed at a lower rate of 
 interest as compared to normal loan account. In order to hedge against 
 foreign exchange fluctuations, the respondent-assessee had entered into 
 forward contracts with banks in India. The respondent-assessee incurred 
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 loss of Rs. 49,98,072/- on account of foreign exchange fluctuations, as a result of taking loan under FCNR(B) Loan. The said amount was paid during 
 the previous year relevant to the assessment year. 
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 In the Assessment Order under Section 143(3) dated 31.01.2006, 
 income of the respondent-assessee was assessed at Rs.2,76,29,016/- as 
 against return income of Rs.2,46,94,573/-.  It appears that no enquiry or 
 questions were raised on the aforementioned issue during the original 
 assessment proceedings. 
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 Commissioner of Income Tax, by order dated 25.03.2008 under Section 
 263 of the Act required the Assessing Officer to examine the issue of 
 applicability of provisions of Section 43A, after verifying the nature 
 and source of expenditure relating to the foreign exchange fluctuations. 
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 The aforesaid order passed by the Commissioner of Income Tax was not 
 challenged and has attained finality. 
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 In the assessment order dated 20.11.2008 passed under Section 263 
 read with Section 143, the Assessing Officer observed that decisions of 
 the Delhi High Court in the case of CIT Vs. Woodward Governor India Pvt. 
 Ltd., [2007] 294 ITR 451 and Oil and Natural Gas Corporation Vs. DVIT 
 [2003] 261 ITR 0001 were not been accepted by the revenue and appeals 
 were preferred before the Supreme Court.  He further observed that the 
 respondent assessee’s contention on Section 43A was not acceptable, 
 though no asset had been acquired from the said loan, as assets were 
 acquired in the earlier years for purpose of business or profession. 
 Thus, the provisions of Section 43A were applicable.  He further observed 
 that the decisions relied upon by the respondent assessee were not with 
 reference to the foreign exchange fluctuations loss on loan account. 
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 The aforesaid findings were reversed by the Commissioner of Income 
 Tax (Appeals), who observed that the appellant had outstanding 15% 
 Unsecured Redeemable Non-convertible Debentures of Rs. 100 Crores as on 
 31.03.1999 and these debentures were due to redemption in the financial 
 year 1999-2000 (Assessment Year 2000-01). For repayment of debentures, 
 the respondent-assessee had raised FCNR (B) Loan from banks on 27.01.2000 
 and loan was utilized for repayment of the debentures.  The exercise of 
 taking FCNR(B) Loan had resulted in reduction of financial expenditure as 
 similar borrowing under a normal loan would have resulted in higher 
 interest payment. The details with regard to the financial cost or 
 interest rates had been submitted. He referred to the salient features of 
 FCNR(B) loans as they offered low cost funding option to the Indian 
 Corporates, but, have two elements; interest rate-risk which is bench 
 marked or LIBOR rates and foreign exchange risk i.e. risk of Indian 
 National Rupees (INR) depreciation against the foreign currency 
 pertaining to the loan.  These FCNR(B) loans were/are usually for short 
 term and the loan taken by the respondent-assessee was in fact for six 
 months only.  This could be extended by refinance by way of a fresh 
 FCNR(B) loan from time to time till complete repayment was/is made.  In 
 order to protect himself, the respondent-assessee entered into forward 
 contracts to hedge against fluctuation loss in value of Indian National 
 Rupees. During the year, the respondent-assessee had incurred foreign 
 currency fluctuation loss of Rs. 49,98,072/-, which was the actual 
 expense  paid as was evident from the papers/documents filed before him. 
 The aforesaid computation of actual expenditure was done as per the 
 accounting procedures and Accounting Standards issued by the Institute of 
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 Chartered Accountants of India.  It was further observed that the aforesaid decision to take FCNR(B) loan had resulted in benefit as saving 
 to the assessee of Rs.69,67,717/-. Thus, the purpose of raising FCNR(B) 
 loan was to reduce the cost of funding. As far as business of respondent- 
 assessee was concerned, fixed assets were/are purchased each and every 
 year and old loans were repaid and new loans were taken on need to need 
 basis.  There was no foreign exchange loss on purchase of fixed assets as 
 was stated in the Audit Report and also clear from the depreciation 
 schedule as per the Companies Act, 1956 as well as Audit report as per 
 the Act.  Thus, the amount paid was for raising or repayment of loan and 
 thus, on revenue account, at not of capital nature.  The reasoning given 
 by the Commissioner of Income Tax (Appeals) is lucid and clear, and is 
 worthy of reproduction: 
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 ‘‘10. I have gone through the facts of the case and submission of 
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 the Appellant and also to the remand report and rejoinder thereof. I have 
 also perused the accounts of the assessee for the year under 
 consideration and additional documents filed in course of appellate 
 proceedings. I am inclined to accept the additional documents filed by 
 the appellant as the same copies of the original documents and no 
 prejudice cause to Department on accepting the same and is also in the 
 interest of justice to dispose of present appeal on merits of facts. My 
 findings of the facts of the case are as under:- 
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 The FCNR (B) loan has been taken on Jan. 27,2000 , (Fy1999-00) and 
 the said amount is utilized for repayment of 15% Unsecured Redeemable 
 Non-Convertible Debentures (Debentures) for Rs. 100,000,000/-. This fact 
 is evidenced by the bank statement of Bank of America filed with 
 submission. 
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 It is also accepted that Foreign Currency Fluctuation Loss on 
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 short term loan amounting to Rs. 49,98,072/- is an actual 
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 expenditure incurred during the year on the purchase of forward 
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 contacts for repayment of FCNR(B) Loan and not notional or 
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 contingent as stated by the Ld. AO. 
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 It is also admitted that by this FCNR (B) Loan, no fixed 
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 assets has been acquired in foreign currency by the appellant in 
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 earlier years or in this year. This fact is also supported by the 
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 audited accounts of earlier year and this year. It is evident from the 
 extract of balance sheet that the debentures have been repaid and new 
 loans are raised at lower finance cost. The appellant is able to reduce 
 the cost of financing by Rs. 6,967,717/-. It is also clear from the 
 submission made before me. 
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 In respect of the applicability of section 43A of the Act, the, Ld. 
 AO is wrong in applying the provisions of the section 43A in the present 
 case, as from the fact is clearly evident that no assets were acquired by 
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 the assessee by raising the FCNR(B) loan by making the payment in foreign currency on acquisition of capital assets out of the borrowings of 
 FCNR(B) loan as such amount is utilized for repayment of debentures. 
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 The submission of the assessee that initial rupee loan is 
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 borrowed for acquisition of fixed assets has been withdrawn by the 
 appellant in the light of the facts discussed above, hence the theory 
 that FCNR(B) loan has indirectly utilized for purchasing the fixed assets 
 in foreign currency could not be applied on present facts, especially in 
 the light of the fact that the appellant is following is AS-11 and the 
 accounts are audited wherein it has been stated that the Exchange 
 difference arsing on settlement of transaction, except those relating to 
 fixed assets, are only recognized as income or expense in the year in 
 which they arise. 
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 11. Thus, the sole purpose of raising of FCNR(B) loan in FY 1999-2000 
 would only be termed as swapping of Debenture loan to, FCNR(B) Loan to 
 reduce the revenue expenditure of the appellant as the payment on 
 interest on debenture is an revenue expenditure even if the amount of 
 such debenture is utilized for acquisition of fixed assets. The issue 
 also needs examination from another angle. In case the appellant has not 
 repaid the debenture, the whole interest of Rs. 1,500,000/- would be 
 allowed as a deductible expenditure. However, since the assessee has paid 
 the debenture by obtaining another loan, the reduced cost of that loan of 
 Rs. 4,998,072/- would not be allowed as a deductible expenditure. This 
 would result into absurd situation i.e. the higher interest on debenture 
 is an allowable expenditure whereas expenditure incurred to arrange 
 finance for the redemption would not be allowed. 
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 12. Further, the issue of allow ability of foreign exchange loss 
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 has been no more res-integral in view of the decision of the Apex court 
 in the case of CIT vs Woodward Governor India (P) Ltd. 312 ITR 254 
 wherein it has held that exchange fluctuation arising on revenue account 
 transaction should be allowed as deductible, expenditure. In view of the 
 above Supreme Court decision, the expenditure in question is an allowable 
 expenditure and ground of the ld. AO that the Department had preferred an 
 appeal in Hon'ble Supreme Court against that the order of the Hon'ble 
 Delhi High Court in the case of CIT vs. Woodward Governor, 291 ITR 451 in 
 the assessment order would not hold good after the decision of the Apex 
 Court wherein the decision of the Hon'ble Delhi High Court has been 
 upheld’‘. 
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 On appeal filed by the revenue, the aforesaid decision was affirmed 
 by the Income Tax Appellate Tribunal. 
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 Decision of the Delhi High Court in Woodward Governor India Pvt. 
 Ltd. (supra) has been affirmed by the Supreme Court in decision reported 
 as Commissioner of Income Tax, Delhi Vs. Woodward Governor India Pvt. 
 Ltd.  [2009] 312 ITR 254.   It has been, inter alia, held that the 
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 expression ‘‘expenditure’‘ in Section 37(1) of the Act connotes ‘‘what is paid out’‘ and what has gone irretrievably. But the word ‘‘expenditure’‘ 
 used in context of Section 37(1) would also cover ‘loss’ even though the 
 said amount had not gone out from the pocket of the assessee. The said 
 provision being a residuary provision extending the allowance to items of 
 business expenditure, not covered by Section 30 to 36 of the Act. 
 Reference was  made to Section 28 and 29 read with Section 145(1) of the 
 Act, and it was observed that accounts maintained in the normal course of 
 business should be taken as correct unless there are strong and 
 sufficient reasons for their unreliability.  Thus, the ‘profits and 
 gains’ of the previous year are required to be computed with regard to 
 the relevant Accounting Standards.  The reference was also made to 
 Accounting Standard-11, which deals with the effects of foreign exchange 
 fluctuations, and it was accordingly observed as under: 
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 ‘‘21. In conclusion, we may state that in order to find out if an 
 expenditure is deductible the following have to be taken into account (i) 
 whether the system of accounting followed by the assessee is mercantile 
 system, which brings into debit the expenditure amount for which a legal 
 liability has been incurred before it is actually disbursed and brings 
 into credit what is due, immediately it becomes due and before it is 
 actually received; (ii) whether the same system is followed by the 
 assessee from the very beginning and if there was a change in the system, 
 whether the change was bona fide; (iii) whether the assessee has given 
 the same treatment to losses claimed to have accrued and to the gains 
 that may accrue to it; (iv) whether the assessee has been consistent and 
 definite in making entries in the account books in respect of losses and 
 gains; (v) whether the method adopted by the assessee for making entries 
 in the books both in respect of losses and gains is as per nationally 
 accepted accounting standards; (vi) whether the system adopted by the 
 assessee is fair and reasonable or is adopted only with a view to 
 reducing the incidence of taxation’‘.  
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 Thereafter, reference was made to Section 43A of the Act, both as stood 
 prior to 01.04.2003 and thereafter. However, we need not to go further 
 into the said issue as the Supreme Court  in Woodward Governor India Pvt. 
 Ltd. (supra) had dealt with un-amended Section 43A of the Act. 
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 Reference to Section 43A would be redundant and not necessary as the 
 revenue has not been able to state and point out that the loan taken 
 under the heading FCNR(B) loan was for purpose of acquisition of any 
 capital asset. The Assessing Officer has accepted that the loan was not 
 for acquisition of an asset but he observed that assets have been 
 acquired in earlier period.  Finding of the Commissioner of Income Tax 
 (Appeals)  is clear and categorical that the loan was not for acquisition 
 of an asset payment for which was to be made in foreign currency.  Rs. 
 49,98,072/- which was the actual expenditure incurred by the assessee  as 
 per the terms negotiated.  The payment of said amount during the previous 
 year relevant to the assessment year  in question is also undisputed. 
 Keeping in view the aforesaid aspects, it is clear that the payment of 
 Rs. 49,98,072/- would be of revenue nature i.e. virtually in nature of 
 payment of interest for the loan taken having regard to the nature and 
 type of loan which was taken i.e. FCNR(B) Loan Account.  It is part and 
 parcel of payment towards debt servicing. 
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 In view of the aforesaid, we do not find merit in the present 
 appeal and the same is dismissed. 
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 No costs. 
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 SANJIV KHANNA, J 
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 V. KAMESWAR RAO, J 
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 AUGUST 22, 2014/akb 
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 $ 21 
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